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Financial Planning Services

As a business owner, you not only need to plan for yourself but also for the business you have established.  Here we tackle the tough conversations and make sure your business is in a position to survive and thrive.  Like individual planning, we hold you accountable, to do the things that you have to do, to get the results you want.  We offer limited scope financial planning and comprehensive financial planning for a fee.

Limited Scope Financial Planning

Available as a modular plan that takes a deep dive into a singular area of concern.

Comprehensive Financial Planning

Available as a comprehensive plan that touches all areas of concern.  The areas below are typically covered by your individual comprehensive plan.

• What happens when a key employee leaves?
• Should I sell 100% of my company now, or a little at a time until I retire?
• What happens when I am too sick or too hurt to work?
• What is the value of my business?
• Is my benefits package competitive?
• What is the best way to leave or gift my business to my heirs?
• Can we afford a decline in profits?

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Wealth Management

Corporate wealth management is offered on an advisory or retail basis, both options are detailed below.

The accumulation and ongoing management of company assets and cash flow are core tenants of any well-constructed business financial plan.  Business portfolios are routinely assembled utilizing ETFs, mutual funds, stocks, bonds, and other alternative investments when applicable.  We understand business owners may need access to their investments for bonding requirements, equipment purchases and cash flow needs.  Our approach to wealth management is unique and personalized to your company situation and is offered in the following manner:

Advisory Services

Clients looking to hire us on a long-term basis to manage corporate assets routinely prefer an advisory relationship.  This type of structure places us in a fiduciary role and allows us to provide you with ongoing advice and management of your assets for a fee.  The investment approach we take is tailored to your business’ situation and managed to your objective with consideration of the risk profile we establish upon consultation.

Retail Services

For corporate clients seeking limited advice or for those accounts that do not meet the minimums for advisory services, retail commission based brokerage accounts are the platform of choice. We use these accounts to help clients tailor their initial allocations or provide advice at the time you buy or sell securities.

Account Types Offered

• Corporate brokerage and actively managed accounts with check writing privileges.
• Limited Partnerships
• Laddered fixed income accounts

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Retirement Planning and Employee Benefits

Most business owners realize the importance of saving money for retirement, as well as attracting and keeping top quality employees.  We discuss and implement employee benefit packages designed to fit within a company’s budget and also protect the business owner by assuming fiduciary responsibility.

Advisory Services

Clients looking to hire us on a long-term basis to manage their assets routinely prefer an advisory relationship.  This type of structure places us in a fiduciary role and allows us to provide you with ongoing advice and management of your assets for a fee.  The investment approach we take is tailored to your individual situation and managed to your objective with consideration the risk profile we establish upon consultation.

Retail Services

For clients seeking limited advice, retail commission based retirement accounts are typically the platform of choice. We help clients tailor their initial allocations or provide advice at the time of the trade.

Account Types Offered